The Simple Switch to Digital Banking

The Simple Switch to Digital Banking

Prefer doing things on your own time? At West Suburban Bank, we offer digital banking whenever you need. Swap traditional banking for digital banking anytime your want. We’ll be ready when you are.

Connect with Us!
Website: www.westsuburbanbank.com/CommunityBanking.php
Blog: www.westsuburbanbank.wordpress.com
Facebook: www.facebook.com/WestSuburbank
Twitter: www.twitter.com/West_Suburban
Instagram: www.instagram.com/westsuburbanbank
LinkedIn: www.linkedin.com/company/west-suburban-bank

Mailing address:
711 S. Westmore-Meyers Road
Lombard, IL 60148
Phone: 630-652-2000

 

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Spring Cleaning Tips: Get Ready for Warmer Weather

HELOC_Spring_Blog

Spring is just around the corner. This is the time of year we can’t wait to break out of the house and enjoy the fresh, new season. It’s also the perfect time to get your home ready so once the warmer weather comes, you’re ready to sit back and enjoy the great outdoors.

Here’s some simple tips to get your home ready:

Interior Spring Cleaning

It’s easy to become lazy in the winter, but now is the time to get the inside of your house ready for Spring. Start cleaning all the neglected areas of your house i.e., clean ceiling fans, sweep the cobwebs, wash the windows and clean out the fireplace. Once you’re done cleaning every inch of the house, you’ll feel accomplished and will look to Spring with even more excitement.

Check your emergency systems

Just like preparing for the winter, you’ll also want to prepare for the nicer weather by checking your emergency home systems. Make sure your smoke detectors and carbon monoxide alarms are working properly by changing the batteries, check the batteries on your home alarm and check the expiration dates on fire extinguishers.

Exterior Spring Cleaning

During the upcoming warmer days, take the opportunity to start getting the exterior of your house ready for Spring. Clean out the gutters and downspouts, rake up any leaves, walk the yard and pick up tree branches and debris, and check the weather-stripping around the windows and doors.

Consider larger Home Improvement projects

Once you have everything clean and ready for Spring, it just might be the perfect time to make some home improvements that you’ve been putting off for years. Maybe it’s time for some new landscaping, a new deck or patio or time to replace the roof. These projects can really add up, but also can make a big difference to your home. West Suburban Bank offers an affordable solution with a Home Equity Line of Credit. Check out West Suburban Bank’s current promotion and get started! The warmer weather is on its way!

Consolidate your debt with a Home Equity Line of Credit.

DebtConsolidation

Now that the stress of the holiday season is behind us, it’s maybe the perfect time to consolidate any high interest credit card debt using the equity in your home.

A home equity line of credit (HELOC), from West Suburban Bank, can be used to consolidate all your bills into one payment. Chances are you will get a much lower APR, which will help you save money that can be used to pay off your debt sooner. The best part is a HELOC is a revolving line of credit. You can continue to borrow against it for any of your lending needs as you pay it down.

For example:
If you had a $25,000 Home Equity Line of Credit and you used $10,000 to consolidate high interest credit card debt, your loan balance would be $10,000 and you would still have available $15,000. As you make payments and pay down the balance, the principle amount paid off becomes available to be used again*. Let’s say, you paid $5,000 down within 6 months. Your available credit on the HELOC would be $20,000, which you could use for any purposes such as home improvement projects, tuition costs, or virtually anything else.

Take advantage of the equity in your home today. Check out of current Home Line of Credit promotion. It’s simple to apply. Just stop and apply today at any West Suburban Bank branch near you.

* During the “Draw Period”, minimum payments are accrued finance charges, any past due amounts, and other charges (if applicable). During the Draw Period, only making minimum payment will not reduce your outstanding obligation. An increase in rates will increase your monthly payment. After the Draw Period, all outstanding balance enters a “Repayment Period.” During this period, you will no longer be able to obtain credit advances and must repay the outstanding balance over a specified period of months. For additional information, please click here or speak with a WSB representative.